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	<title>The Law Offices of Michael C. Murphy, Author at Michael C. Murphy | Attorneys at Law</title>
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	<description>Representing clients in business transactions and civil litigation handling business law, corporate law, employment law, real estate transactions, fraud, unfair business practices, estate planning, trusts and wills, personal injury, wrongful death, intellectual property, breach of contract, and more.</description>
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	<title>The Law Offices of Michael C. Murphy, Author at Michael C. Murphy | Attorneys at Law</title>
	<link>https://murphlaw.net/author/the-law-offices-of-michael-c-murphy/</link>
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		<title>Uninsured and Underinsurance Motorist Coverage</title>
		<link>http://murphlaw.net/2021/09/23/uninsured-and-underinsurance-motorist-coverage/</link>
		
		<dc:creator><![CDATA[The Law Offices of Michael C. Murphy]]></dc:creator>
		<pubDate>Thu, 23 Sep 2021 22:02:41 +0000</pubDate>
				<category><![CDATA[2021]]></category>
		<guid isPermaLink="false">https://murphlaw.net/?p=8581</guid>

					<description><![CDATA[<p>Unfortunately, it is not uncommon to be involved in an auto accident where the other driver has either no insurance coverage or insurance coverage that is so low that you will not be properly compensated.&#160; The State of California only requires that drivers have $15,000 in policy limits for bodily injuries and property damage.&#160; The policy limits determine how much money the insurance company has to pay you.&#160; So what do people do if they are involved in a serious accident and the other driver has either no coverage at all or only has the bare minimum $15,000 in coverage?&#160;...</p>
<p>The post <a href="http://murphlaw.net/2021/09/23/uninsured-and-underinsurance-motorist-coverage/">Uninsured and Underinsurance Motorist Coverage</a> appeared first on <a href="http://murphlaw.net">Michael C. Murphy | Attorneys at Law</a>.</p>
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<p>Unfortunately, it is not uncommon to be involved in an auto accident where the other driver has either no insurance coverage or insurance coverage that is so low that you will not be properly compensated.&nbsp; The State of California only requires that drivers have $15,000 in policy limits for bodily injuries and property damage.&nbsp; The policy limits determine how much money the insurance company has to pay you.&nbsp;</p>



<p>So what do people do if they are involved in a serious accident and the other driver has either no coverage at all or only has the bare minimum $15,000 in coverage?&nbsp; Well, you can purchase uninsured and underinsurance motorist coverage.</p>



<p><strong><span style="text-decoration: underline;">What Is Uninsured Coverage?</span></strong></p>



<p>Uninsured motorist coverage provides you with insurance coverage where you are in an accident with a driver who does not have any insurance to cover your accident and the other drive is at fault for the accident.&nbsp; If you purchased uninsured motorist coverage, your insurance company may pay for your injuries as well as any person in your car where the other drive is at fault.&nbsp;</p>



<p><strong>Hypothetical 1</strong></p>



<p>For example, let’s assume that the other drive is negligent and hits your vehicle.&nbsp; Your $30,000 vehicle is totaled and you need shoulder surgery, which is going to cost you $40,000.&nbsp; The other driver has no insurance and is at fault for the accident.&nbsp; Under your auto insurance plan, you have uninsured motorist coverage of $100,000 for property damage and $100,000 for bodily injuries.&nbsp; Since you are paying for that added coverage, you will have sufficient coverage to replace or fix your $30,000 vehicle and to pay for you $40,000 surgery.&nbsp;&nbsp;</p>



<p><strong>Hypothetical 2</strong></p>



<p>Now let’s assume that the other drive is negligent and hits your vehicle.&nbsp; Your $30,000 vehicle is totaled and you need shoulder surgery, which is going to cost you $40,000.&nbsp; The other driver has no insurance and is at fault for the accident.&nbsp; This time, you have no uninsured motorist coverage for either property damage or bodily injuries.&nbsp; Your insurance company might possibly pay to replace or fix your vehicle but they will certainly not be contributing any money toward your $40,000 shoulder surgery.&nbsp; Now you are left burdened with a $40,000 hospital bill because the other driver was driving illegally without any insurance coverage.&nbsp;Unless the other driver has other assets, you will be left with the bill. This situation can create a real nightmare for people who have serious injuries and find out that they are the one who have to pay for it when they were the innocent victim in the first place.&nbsp; Life can be very unfair at times.&nbsp; &nbsp;&nbsp;</p>



<p><strong><span style="text-decoration: underline;">What Is Underinsurance Coverage?</span></strong>  </p>



<p>Underinsurance coverage provides you with insurance coverage where you are in an accident with a driver who has some insurance but not enough to cover your injuries.&nbsp; The other driver must also be at fault for the accident.&nbsp; For most insurance companies, if you pay for uninsured motorist coverage, you automatically get underinsurance coverage too.&nbsp;</p>



<p><strong>Hypothetical 1</strong></p>



<p>Let’s assume that the other drive is negligent and hits your vehicle.&nbsp; Your $30,000 vehicle is totaled and you need shoulder surgery, which is going to cost you $40,000.&nbsp; The other driver has $15,000 in coverage for property damage and $15,000 for bodily injuries.&nbsp; Under your auto insurance plan, your underinsurance motorist coverage of $100,000 for property damage and $100,000 for bodily injuries.&nbsp; Since you are paying for that added coverage, you will have sufficient coverage to replace or fix your $30,000 vehicle and to pay for you $40,000 surgery.&nbsp;&nbsp;</p>



<p>The way the underinsurance coverage works is you have to first obtain the policy limits from the other drive first before you can tap into your own insurance.&nbsp; In the scenario above, you will need to have the other driver’s insurance company pay you $15,000 toward your property damage and another $15,000 toward your bodily injuries.&nbsp; Once you max out the policy limits, your insurance carrier will get a credit on the amounts paid from the other driver.&nbsp;</p>



<p>For example, your insurance company will get a $15,000 credit toward your $30,000 vehicle ($15,000 paid from the other driver’s insurance).&nbsp; That means that your insurance company will then have to pay the rest of the bill and pay for the other $15,000 in property damage.&nbsp; Since you paid for $100,000 in property damage coverage, you have plenty of coverage for your vehicle.</p>



<p>As for the bodily injury, your insurance company will get a $15,000 credit toward your $40,000 shoulder surgery.&nbsp; Your insurance company could then pay the rest of the claim ($40,000 &#8211; $15,000 = $25,000).&nbsp; Since you paid for $100,000 in bodily injury coverage, you have plenty of coverage for your shoulder treatment.&nbsp;</p>



<p>Now you will need to have a skilled personal injury attorney negotiating on your behalf to maximize the policy limits whether you are dealing with the other driver’s insurance carrier or your own insurance carrier.&nbsp; The Law Offices of Michael C. Murphy will aggressively fight the insurance companies to pay up their policy limits to provide you with the compensation that you deserve.&nbsp;</p>



<p><strong><span style="text-decoration: underline;">Third-Party Liability Insurance?</span></strong></p>



<p>What if your shoulder surgery costs $150,000?&nbsp; Under the same scenario above, the underinsurance coverage is maxed at $100,000.&nbsp; The law says that your insurance company only has to pay up to the policy limits and is entitled to a credit on the amount the other driver’s insurance pays to you.&nbsp; As a result, $15,000 would be contributed from the other driver’s insurance and your insurance would contribute $85,000 for a total of $100,000.&nbsp;</p>



<p>Who has to pay the difference to make up for the remaining $50,000 in medical bills? &nbsp;You would have to check with the Law Offices of Michael C. Murphy to see if anyone else might be responsible for paying the remainder of your medical bills.&nbsp; If the other driver was working on the clock at his or her job, then you might have a claim against the employer to contribute some money.&nbsp;</p>



<p>Sadly, if there is no other insurance coverage and no one else to blame, you will be left paying the rest of the bill.&nbsp; This is exactly why it is so important to pay for enough bodily injury coverage.&nbsp; You do not want to take the gamble on the road not knowing whether other drivers have any insurance or only the bare minimum amount of insurance.</p>



<p><strong><span style="text-decoration: underline;">Call the Law Offices of Michael C. Murphy</span></strong></p>



<p>If you need a car accident lawyer or a motorcycle accident lawyer, we can help you.&nbsp; Our personal injury attorneys here at the Law Offices of Michael C. Murphy will know how to navigate through your case and work tirelessly to obtain the best possible recovery for you.&nbsp; Please contact the Law Offices of Michael C. Murphy today at&nbsp;<a href="tel:8185583718">818-558-3718</a>&nbsp;or email us at&nbsp;<a href="&#x6d;&#x61;&#x69;&#x6c;&#x74;&#x6f;&#x3a;&#105;&#110;&#102;&#111;&#64;murp&#x68;&#x6c;&#x61;&#x77;&#x2e;&#x6e;&#x65;&#x74;">&#105;&#x6e;&#x66;o&#64;&#x6d;u&#114;&#x70;&#x68;l&#97;&#x77;&#46;&#110;&#x65;&#x74;</a>.&nbsp;</p>
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<p>The post <a href="http://murphlaw.net/2021/09/23/uninsured-and-underinsurance-motorist-coverage/">Uninsured and Underinsurance Motorist Coverage</a> appeared first on <a href="http://murphlaw.net">Michael C. Murphy | Attorneys at Law</a>.</p>
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		<title>Why Wills and Trusts Are Important</title>
		<link>http://murphlaw.net/2021/09/16/why-wills-and-trusts-are-important/</link>
		
		<dc:creator><![CDATA[The Law Offices of Michael C. Murphy]]></dc:creator>
		<pubDate>Thu, 16 Sep 2021 16:00:34 +0000</pubDate>
				<category><![CDATA[2021]]></category>
		<guid isPermaLink="false">https://murphlaw.net/?p=8577</guid>

					<description><![CDATA[<p>If you own real estate in California, you need to have an attorney prepare a will and trust for you.&#160;&#160; The following are answers to some basic questions we often receive from our clients. What is a Will and Trust A will and trust are legal documents that provide a written declaration as to how you want your assets distributed after you pass away.&#160; We always prepare trusts for our clients as they can provide tax advantages and can be utilized as a tool to avoid death taxes and inheritance taxes later.&#160; When you prepare a trust, you appoint a...</p>
<p>The post <a href="http://murphlaw.net/2021/09/16/why-wills-and-trusts-are-important/">Why Wills and Trusts Are Important</a> appeared first on <a href="http://murphlaw.net">Michael C. Murphy | Attorneys at Law</a>.</p>
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<p>If you own real estate in California, you need to have an attorney prepare a will and trust for you.&nbsp;&nbsp; The following are answers to some basic questions we often receive from our clients.</p>



<p><strong>What is a Will and Trust</strong></p>



<p>A will and trust are legal documents that provide a written declaration as to how you want your assets distributed after you pass away.&nbsp; We always prepare trusts for our clients as they can provide tax advantages and can be utilized as a tool to avoid death taxes and inheritance taxes later.&nbsp; When you prepare a trust, you appoint a trustee.&nbsp; While you are alive, you appoint yourself the trustee and put all of your assets into the trust.&nbsp; You can then use your assets however you wish.&nbsp; You would also appoint a successor trustee, which is someone who will be responsible for carrying out your wishes after you die.&nbsp; If you want title in your house being transferred into your spouse, son, or daughter’s name after you die, the trustee would be responsible for making sure that title is properly transferred.&nbsp;</p>



<p>If you have a trust, why do you also need a will?&nbsp; Our office prepares what we call a pour-over will.&nbsp; When a person goes to prepare their trust, sometimes they won’t think of all the assets they own or will forget something or possibly they suddenly inherit an asset after their trust has been prepared.&nbsp; The classic example is winning the lottery and then suddenly dying.&nbsp; A pour-over will makes sure that any assets that are unaccounted for are transferred into the trust.&nbsp; This is basically a safety net for your assets and to make sure your beneficiaries receive all of your assets through the trust without having to go to court for them.&nbsp; &nbsp;</p>



<p><strong>The Power of Attorney</strong></p>



<p>When my grandfather suffered a fatal injury to his spine, he was sent to the hospital where the doctors told our family that they could keep him alive but he would continue to suffer and had no hopes of ever recovering.&nbsp; He would be stuck to a hospital bed with never-ending medication for the rest of his life.&nbsp; It was in that moment my family had to make a decision about what was in my grandfather’s best interests.&nbsp; To save my grandfather from permanent agony and suffering, we each said our good byes, joined in prayer with religious leaders, and allowed the doctors to take him off life-support.&nbsp; It was a beautiful end to a beautiful life as many of us never get to say good-bye to our loved ones.&nbsp;</p>



<p>This story is a perfect example of why you need a power of attorney for health and finance.&nbsp; If your loved one suffers from a serious accident like my grandfather, nobody wants to watch their loved ones suffer.&nbsp; A power of attorney gives a person the authority to end the suffering through instructions we draft for you to give to a professional physician. &nbsp;Without a power of attorney, your family cannot make these final decisions on your behalf.&nbsp; You can custom draft your power of attorney based on your religious ideals and other parameters to your wishes, such as being a donor, whether to be cremated and where to drop your ashes, whether to be buried and have a formal funeral, etc.&nbsp; All of your wishes can be drafted into your estate plan.&nbsp;</p>



<p>A power of attorney for finance is also a necessary tool that gives your loved ones the authority to make financial decisions on your behalf.&nbsp; Say you get into a serious accident that is not life threatening but causes you to become paralyzed from the neck down.&nbsp; With a power of attorney, your loved ones can spend money on your behalf buying whatever medical equipment, medication, and food that you need to live out the rest of your life.&nbsp; Without a power of attorney, your loved ones would have to go into court to obtain permission from the judge to be appointed to make financial decisions on your behalf, which can become an expensive process.&nbsp;</p>



<p><strong>Avoid a Costly Probate Proceeding</strong></p>



<p>If you have an estate that is valued at $166,250 or less, you do not need a will or trust to transfer your property to your beneficiaries and can avoid probate court altogether.&nbsp; (Prob. Code, § 13151.)&nbsp; However, if your estate is valued above $166,250.00, you will absolutely need a trust prepared.&nbsp; &nbsp;&nbsp;</p>



<p>If you pass away, own a house, and do not have a trust, your family members will have to hire a probate attorney to go into court to inherit your assets.&nbsp; Probate attorneys will either want to be paid hourly or if you do not have enough money to pay for the attorney, they will ask the judge to award them a percentage of your total assets, which varies depending on your net worth.&nbsp;</p>



<p>However, if you have a trust, your family members and loved ones won’t have to hire a probate attorney or go into court.&nbsp; The trust will appoint a trustee (a person or institution) to make all of the distributions out of the estate to your beneficiaries without getting attorneys or the court involved.&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p>



<p><strong>Plan for Family Disagreements</strong></p>



<p>Another reason why you want to have a trust prepared is to avoid family disagreements later.&nbsp; After a person passes away, all sorts of family members, loved ones, and friends often come along to say that you promised them that watch, that piece of jewelry, that car, that expensive set of golf clubs, etc.&nbsp; With a trust, there are no questions about who gets what in your house or as to your other assets.&nbsp; Your attorney can draft specific instructions as to who gets what and when they get it.&nbsp; Maybe you don’t want your son inheriting your Rolex collection until he’s at least 25 years old and will be responsible caring for it.&nbsp; Your attorney can address these concerns through custom drafting.</p>



<p>Some of the biggest areas of litigation that our office handles is trust lawsuits.&nbsp; Family members will get into these huge litigation battles over family-run businesses, family assets, will accuse each other of exerting undue influence, of taking advantage of grandma, and all kinds of terrible things.&nbsp; A will and trust that is carefully drafted can help avoid many headaches and problems later.&nbsp; One great way to avoid costly litigation with family members later is to record a person’s last wishes.&nbsp; Videotaping is a great way to ensure that your beneficiaries are protected from costly lawsuits.&nbsp;</p>



<p>What also happens in many situations is that children will inherit property from their parents and they will have equal ownership interests to that property.&nbsp; Say one sibling really needs money and wants to sell the property while the other sibling prefers to rent out the house to save money on taxes.&nbsp; One sibling could buy out the other’s interest or they could come to some other solution.&nbsp; If the siblings cannot agree, then they will have to go to court where a judge will likely order the property sold and divide the assets equally (after paying realtor fees, appraiser fees, court fees, etc.).&nbsp; After paying for lawyers and incurring all these other fees, there may not be much left from the sale of the house.&nbsp; Careful drafting can help avoid these disputes.</p>



<p>What if your daughter is disabled but you also want your son inheriting your house?  What you can do through estate planning is give your daughter a life estate in the house so that she can use the house for the rest of her life without having to pay her sibling a penny towards rent and then after your daughter passes away, your son inherits the house outright. </p>



<p>As stated, estate planning can help avoid many disputes after you are long gone through careful consideration and planning with your attorney.&nbsp; The relatively small expense of a will and trust greatly outweighs the headache, emotional exhaustion, and legal fees that could be incurred later.&nbsp; The last thing you want is your entire estate dwindled away in legal battles.</p>



<p><strong>Prevent Creditors from Consuming Your Children’s Inheritance</strong></p>



<p>A spendthrift trust provision prevents creditors from consuming your beneficiary’s inheritance.&nbsp; Say that your daughter is involved in a big lawsuit and loses in court.&nbsp; Your daughter owes $500,000.00 to her old business partner (who in your mind is a crook and a liar).&nbsp; When you pass away, you want your daughter to inherit $700,000 but you don’t want all of your hard-earned money just going to her old business partner.&nbsp; To avoid this issue, you can set up a spendthrift trust, which prevents creditors (your daughter’s old business partner) from going after your daughter’s inheritance.&nbsp; A spendthrift gives a trustee the authority to give your daughter periodic payments toward reasonable living expenses without having to pay money to her creditor.&nbsp; The money could be used to pay for your daughter’s rent, living expenses, food, healthcare, etc.&nbsp;</p>



<p><strong>Without One, a Judge Could Be Deciding What Your Children Inherit</strong></p>



<p>The final reason why you want a will and trust prepared by a professional is that you do not want a judge to be the one deciding what each of your family members inherit from your estate.&nbsp; California has default rules that determine an order of priority for how family members inherit from each other.&nbsp; Maybe you don’t want your spouse, son, daughter, or grandkids inheriting a penny from you.&nbsp; Maybe you want your grandchild to inherit everything and your own children to receive nothing.&nbsp; Maybe you wanted your local church or temple to inherit all of your assets.&nbsp; If you do not prepare a will and trust, these default rules will kick in and you will have no say as to who gets what.&nbsp; Could you imagine passing away and your children are fighting over every little item in your garage?&nbsp; Avoid the nightmare and be smart by hiring a legal professional today to prepare your will and trust.&nbsp; &nbsp;&nbsp;</p>



<p>If you have any questions, please contact the Law Offices of Michael C. Murphy today at <a href="tel:8185583718">818-558-3718</a> or email us at <a href="&#109;&#x61;&#105;&#x6c;t&#x6f;:&#105;&#x6e;&#102;&#x6f;&#64;&#x6d;u&#x72;p&#104;&#x6c;&#97;&#x77;&#46;&#x6e;e&#x74;">&#x69;&#x6e;&#x66;&#111;&#64;mu&#x72;&#x70;&#x68;&#x6c;&#97;&#119;&#46;n&#x65;&#x74;</a>. </p>
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<p>The post <a href="http://murphlaw.net/2021/09/16/why-wills-and-trusts-are-important/">Why Wills and Trusts Are Important</a> appeared first on <a href="http://murphlaw.net">Michael C. Murphy | Attorneys at Law</a>.</p>
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		<title>Does Someone Owe You Money?</title>
		<link>http://murphlaw.net/2021/01/31/does-someone-owe-you-money/</link>
		
		<dc:creator><![CDATA[The Law Offices of Michael C. Murphy]]></dc:creator>
		<pubDate>Mon, 01 Feb 2021 05:42:34 +0000</pubDate>
				<category><![CDATA[2020]]></category>
		<guid isPermaLink="false">https://murphlaw.net/?p=8082</guid>

					<description><![CDATA[<p>Our law firm specializes in collecting money and debt that is owed to you for the hard work you put into a project or a service you have provided to a client. There are countless contractors, professionals, and businesses that provide a service or a product and then are not paid for it, which is fundamentally wrong. We are all entitled to the fruits of our labor. The following are answers to some common questions that we receive from our clients on a regular basis. Do I Really Need an Attorney? The short answer is that it really depends on...</p>
<p>The post <a href="http://murphlaw.net/2021/01/31/does-someone-owe-you-money/">Does Someone Owe You Money?</a> appeared first on <a href="http://murphlaw.net">Michael C. Murphy | Attorneys at Law</a>.</p>
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<p>Our law firm specializes in collecting money and debt that is owed to you for the hard work you put into a project or a service you have provided to a client.  There are countless contractors, professionals, and businesses that provide a service or a product and then are not paid for it, which is fundamentally wrong.  We are all entitled to the fruits of our labor. The following are answers to some common questions that we receive from our clients on a regular basis.</p>



<p><b>Do I Really Need an Attorney?</b></p>



<p> The short answer is that it really depends on the amount that you are owed.  In California, small claims courts allow for people to go to court rather quickly (3-6 months) and obtain a judgment against the person that owes them money.  However, if you do not prepare your documents correctly or do not properly serve the defendant, the court will throw out your case before it even considers whether you should win or not.  This is one reason you should consult with an attorney to make sure you are doing everything correctly.  While an attorney can help you prepare your paperwork for you and give you advice going into the trial, an attorney cannot attend the hearing (unless it is an appeal).  Small claims courts are also limited to cases that are worth $10,000 or less. 

If the debt you are owed is worth more than $10,000, it is highly recommended that you hire an attorney to help you file your case and guide you through our very complex legal system.  Cases that are worth between $10,000.01 and $25,000.00 fall under what we call a “limited” jurisdiction classification system that limits the amount of work and evidence that can be collected in the case with the hope of encouraging either an early settlement or a quick route to trial.  The purpose is to reduce litigation costs for all involved. Even though the limited jurisdiction cases are less complicated, you should still hire an attorney to help you. 

Finally, if your case is worth more than $25,000.00, you will 100% need an attorney. These cases are typically very complex and involve a lot of money.  There is a lot on the line to lose and you will need a professional going to bat for you. </p>



<p><b>How Quickly Can I Recover My Money?</b></p>



<p>If you filed a small claims suit, it typically takes 3-6 months to go to trial.  If you win, the judge will enter a judgment in your favor and then you can begin to take serious action against people’s bank accounts, their real estate, garnishing their wages, etc. 

If your case falls within a limited jurisdiction case (less than $25,000), your case will typically go to trial within 12-14 months.  If the debt you are owed is just slightly over $10,000 and you really need the money, you can lower the amount to fall within the small claims limits ($10,000).  Otherwise, you will need an attorney to help you file your limited jurisdiction case.

Finally, if the debt you are owed is worth more than $25,000, those cases will typically go to trial between 18-24 months.  It also depends on whether each side requests a jury trial (which takes longer) or a bench trial (decided by the judge).  Bench trials will go to trial much quicker.  These are all things to think about before filing your case. </p>



<p><b>Can I Recover my Attorney’s Fees?</b></p>



<p>Unless you have a contract that allows you to recover attorney’s fees or there is some other statutory basis for you to recover attorney’s fees, you are generally not entitled to recover the money you pay to your attorney.  California law does allow the recovery of $1,200.00 in debt collection cases even if your contract does not say you are entitled to attorney’s fees.  Due to these limitations on attorney’s fees, we always recommend you come see us to prepare your service contracts to make sure you can recover all of your litigation fees if you win. </p>



<p><b>How Much Time Do I Have to Sue?</b></p>



<p>If a customer or client has breached your written service contract, you will need to sue within 4 years of the breach (failure to pay).  You have 3 years to sue if the contract was verbal.  If your case involves a statutory violation, you typically have 3 years to sue (with exceptions).  You will need to consult with an attorney to confirm how much time you have to sue based on the unique facts and circumstances of your case.  Navigating the law on how much time you have to sue can be very tricky so you need to talk to a professional to confirm. </p>



<p>If you have any questions about interpreting a contract or drafting one, please contact the Law Offices of Michael C. Murphy today at 818-558-3718 or email us at <a href="&#109;&#x61;i&#108;&#x74;o&#x3a;&#x69;&#110;&#x66;o&#64;&#x6d;u&#114;&#x70;&#104;&#x6c;a&#119;&#x2e;n&#101;&#x74;">&#105;n&#x66;o&#x40;m&#x75;r&#x70;&#104;&#x6c;&#97;&#x77;&#46;&#x6e;&#101;t</a>.&nbsp;</p>
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<p>The post <a href="http://murphlaw.net/2021/01/31/does-someone-owe-you-money/">Does Someone Owe You Money?</a> appeared first on <a href="http://murphlaw.net">Michael C. Murphy | Attorneys at Law</a>.</p>
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		<title>Contract Basics</title>
		<link>http://murphlaw.net/2020/09/10/contract-basics/</link>
		
		<dc:creator><![CDATA[The Law Offices of Michael C. Murphy]]></dc:creator>
		<pubDate>Thu, 10 Sep 2020 16:27:22 +0000</pubDate>
				<category><![CDATA[2020]]></category>
		<guid isPermaLink="false">https://murphlaw.net/?p=3916</guid>

					<description><![CDATA[<p>The post <a href="http://murphlaw.net/2020/09/10/contract-basics/">Contract Basics</a> appeared first on <a href="http://murphlaw.net">Michael C. Murphy | Attorneys at Law</a>.</p>
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<p>We all enter into contracts with each other in society on a daily basis.&nbsp; When you order a drink at Starbucks, you are entering into a contract to pay for a benefit in return: a tasty beverage.&nbsp; Sometimes contracts are verbal and sometimes they are written.&nbsp; This article demonstrates some critical features you should look out for in written contracts.&nbsp; As the old saying goes: “If it isn’t in writing, it doesn’t exist.”</p>
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<li><u>Deadline Dates</u></li>
</ol>
<p>It is critical that when you are negotiating a contract that you specify in the contract deadline dates, whether that be for payment, for completion of construction, for delivery of product, etc.&nbsp; A deadline date establishes a very specific event that will trigger your ability to go into court and seek damages for the other party’s failure to fulfill their promises.&nbsp; The less ambiguity, the better.</p>
<ol start="2">
<li><u>Attorney’s Fees &amp; Costs</u></li>
</ol>
<p>The general rule in California is that if your contract does not specify that the prevailing party in a breach of contract situation is entitled to recover attorney’s fees, the court will <u>not</u> award you attorney’s fees even if you win at trial.&nbsp; Now there are statutory exceptions to this rule that will allow a person to recover their attorney’s fees even without that language in a contract, i.e., employment discrimination lawsuits. &nbsp;However, if a statute does not apply to your case and your contract is silent on the issue, you are left footing the bill with your attorney.&nbsp;</p>
<p>We have had countless people come to our office with a great case, people owe them tens of thousands of dollars, and then learn that every penny they spend on an attorney suing in court is not recoverable.&nbsp; This very scenario is the reason you need a professional to look at your contracts.&nbsp;</p>
<p>If you do not have enough money to afford an attorney but you have a clear cut contract case and the contract allows you to recover attorney’s fees, an attorney will be much more inclined to take your case knowing that they will be able to recover later.&nbsp;</p>
<ol start="3">
<li><u>Choice of Law and Choice of Venue</u></li>
</ol>
<p>Choice of law is the state or federal law that will govern your case.&nbsp; Choice of venue is the place where the parties are agreeing that any disputes will be handled.&nbsp; For example, you can have a contract signed in Los Angeles that says that Oregon law will apply but the lawsuit must be filed in Florida.&nbsp; You need to watch out for this language.&nbsp; A Los Angeles attorney most likely is not licensed under Oregon law and will not be inclined to travel to Florida for court hearings.&nbsp; You would have to find a lawyer in Florida that is licensed in both Florida and Oregon, which is a mess.&nbsp;</p>
<p>If your contract specifies that the lawsuit has to be filed in Los Angeles and that California law applies, you will not be spending as much money on travel time for an attorney whereas your adversary could be spending a ton of money on travel time (especially if they are out of state).&nbsp; It is very important to pay close attention to this language in any contract.&nbsp;</p>
<ol start="4">
<li><u>Arbitration</u></li>
</ol>
<p>When you sign a contract with an arbitration provision, you are agreeing to waive your right to have your day in court.&nbsp; Instead, you are agreeing that a panel of arbitrators (retired judges) or a single arbitrator (one person) will be the judge and jury in your case.&nbsp; Arbitrations were developed to create a fast track forum for cases to go to trial right away with low costs.&nbsp; However, they have become very expensive over time with arbitrators charging large fees (upwards of $600-$1,000+ an hour).&nbsp; Arbitrations are not as efficient as they were meant to be and are often delayed for months (similar to a normal case in a courthouse).&nbsp; It takes about 18 months to get to trial in a normal civil case and arbitrations often last around a year (if not longer).&nbsp;</p>
<p>Depending on the type of contract, you may be responsible for paying for half of the arbitrator’s fees regardless of whether you win or not.&nbsp; It is very important that you have a professional look at these types of provisions to make sure you are protected.&nbsp;</p>
<p>Further, if you are dealing with a large business entity (Apple), they are most likely a repeat customer with certain arbitrators and the arbitrators may be bias toward them (Apple) since they pay their hourly fees on a regular basis, which could put you at a disadvantage.&nbsp; You need to consult with an attorney to see if an arbitration would make sense or not for your particular situation.&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;</p>
<ol start="5">
<li><u>Limitations of Damages</u></li>
</ol>
<p>Finally, it is not uncommon for a contract to try to limit your damages.&nbsp; For example, language may be put in a contract limiting your loss of profits.&nbsp; Say that Led Zeppelin hired a venue for $300,000 for the night to play a concert and then suddenly that venue cancels the event.&nbsp; In that scenario, the contract price would be $300,000, which would be reimbursed back.&nbsp; However, the loss of profits from the ticket sales, merchandise, food, etc., could be enormous.&nbsp; If the contract says that Led Zeppelin cannot recover lost profits, they could lose all that potential money even though the venue was at fault.&nbsp;</p>
<p>This is another classic example of why you need a professional looking over your contracts.&nbsp;</p>
<p>If you have any questions about interpreting a contract or drafting one, please contact the Law Offices of Michael C. Murphy today at 818-558-3718 or email us at <a href="&#109;&#x61;&#105;&#x6c;&#116;&#x6f;:&#x69;n&#x66;o&#64;&#x6d;&#117;&#x72;&#112;&#x68;&#108;&#x61;w&#x2e;n&#x65;t">&#105;n&#x66;o&#x40;m&#x75;r&#x70;h&#x6c;a&#x77;&#46;&#x6e;&#101;&#x74;</a>.&nbsp;</p>
<p>The post <a href="http://murphlaw.net/2020/09/10/contract-basics/">Contract Basics</a> appeared first on <a href="http://murphlaw.net">Michael C. Murphy | Attorneys at Law</a>.</p>
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		<title>Will Uber and Lyft Survive in California?</title>
		<link>http://murphlaw.net/2020/08/24/will-uber-and-lyft-survive-in-california/</link>
		
		<dc:creator><![CDATA[The Law Offices of Michael C. Murphy]]></dc:creator>
		<pubDate>Tue, 25 Aug 2020 00:24:55 +0000</pubDate>
				<category><![CDATA[2020]]></category>
		<guid isPermaLink="false">https://murphlaw.net/?p=3892</guid>

					<description><![CDATA[<p>A California Court Ruled that Uber and Lyft Drivers are Independent Contractors On August 10, 2020, a California judge ruled that Uber and Lyft are to classify their drivers as employees when this entire time they were being classified as independent contractors.&#160; The State of California brought a lawsuit against Uber and Lyft claiming that they were misclassifying their workers.&#160; Uber and Lyft have since appealed the decision, which could bring years of litigation defending their business models. What is the Difference Between an Employee vs. Independent Contractor? An independent contractor is basically someone that works for themselves, provides their...</p>
<p>The post <a href="http://murphlaw.net/2020/08/24/will-uber-and-lyft-survive-in-california/">Will Uber and Lyft Survive in California?</a> appeared first on <a href="http://murphlaw.net">Michael C. Murphy | Attorneys at Law</a>.</p>
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										<content:encoded><![CDATA[<ol>
<li><u>A California Court Ruled that Uber and Lyft Drivers are Independent Contractors</u></li>
</ol>
<p>On August 10, 2020, a California judge ruled that Uber and Lyft are to classify their drivers as employees when this entire time they were being classified as independent contractors.&nbsp; The State of California brought a lawsuit against Uber and Lyft claiming that they were misclassifying their workers.&nbsp; Uber and Lyft have since appealed the decision, which could bring years of litigation defending their business models.</p>
<p><span id="more-3892"></span></p>
<ol start="2">
<li><u>What is the Difference Between an Employee vs. Independent Contractor?</u></li>
</ol>
<p>An independent contractor is basically someone that works for themselves, provides their own tools and equipment to do their work, sets their own schedule, and has their own license to do business in California.&nbsp; An independent contractor can be anyone from a plumber to a large corporation.&nbsp; An independent contractor is treated as if they are their own business and usually have a unique skill.&nbsp; They can be hired for temporary work, highly skilled work, or even bigger jobs like construction work.</p>
<p>An employee is someone who is hired by a company but the difference is that the company has control over that employee and can tell them how to do their job, when to show up to work, and the employer provides most of the equipment and tools to do the employee’s job.&nbsp; The law performs a weighing test to determine exactly how much control the company has over the person hired for the job to determine if they are an employee or an independent contractor.&nbsp; However, in California, the vast majority of workers are presumed to be employees and overcoming this presumption can be a very difficult task in court.</p>
<ol start="3">
<li><u>Why is Classification Such a Big Deal?</u></li>
</ol>
<p>There is a reason that the cost of doing business in California is one of the highest in the entire country.&nbsp; Whether a company (Uber or Lyft) classifies their workers as employees or independent contractors has drastic implications.</p>
<p>With employees, the employer is responsible for making sure their workers take meal breaks, rest breaks, receive wage statements, responsible for reimbursing the driver’s for all of their business expenses, pay them overtime, track all of the drivers’ hours, schedule every single driver for every day that they work, track all of their pay, may be required to provide vacation pay and paid leave of absences, the employer pays payroll taxes, they must withhold payroll taxes from their employee&#8217;s wages, and they may be required to provide their employees with health insurance depending on the size of the company.&nbsp; The company has to provide accommodations to disabled workers or workers that are temporarily sick, provide certain paid sick leave for medical treatment, create anti-discrimination and harassment training programs for its workers, and it is prudent to hire human resources professionals to handle employee complaints once an employer has more than 10 workers.&nbsp; On top of that, federal law requires that an employer reimburse its employees for $.575 per mile that they drive during the course and scope of their work.&nbsp; While there are exceptions to these rules, this is a short summary of the rules that employers must abide by when operating in California.</p>
<p>If a driver for Uber or Lyft is now an employee and they get into a car accident, it also makes it a lot easier to sue Uber and Lyft in court.&nbsp; An independent contractor is typically responsible for themself and before the recent ruling by the court, it was a lot harder to sue Uber or Lyft for the actions of an independent contractor (an Uber or Lyft driver).&nbsp; However, under the doctrine of respondeat superior, employers are generally responsible for the actions of their employees while they are working, subject to certain exceptions.&nbsp; Uber and Lyft may need to purchase more comprehensive insurance plans to cover their drivers.&nbsp; They may even need to require their drivers complete a training program before they may become drivers similar to commercial drivers.&nbsp; All these obstacles could turn a lot of people off from wanting to drive for Uber or Lyft.</p>
<p>With independent contractors, the only thing that Uber or Lyft was really required to do before was make sure their workers were paid and that the workers were provided with a somewhat safe work environment.&nbsp; Uber and Lyft were not required to issue their drivers wage statements, pay them overtime, or make sure they paid taxes.&nbsp; At the end of the year, an independent contractor receives a W-9 and they are responsible for paying their own taxes.&nbsp; An independent contractor must set aside money throughout the year for their anticipated tax bill at the end of the year.&nbsp; An employee receives a W-2 and the employer must legally make sure the employee pays their taxes throughout the year.</p>
<ol start="4">
<li><u>How Will This Affect Ride Sharing?</u></li>
</ol>
<p>The change in classification of Uber and Lyft drivers from independent contractors to employees could be devastating for Uber and Lyft.&nbsp; The change in classification could destroy their business models.&nbsp; Most people work for Uber and Lyft because they need temporary work and they prefer the flexibility in being able to work when they want to and on their time.&nbsp; However, with the change in classification, that could all be eliminated from the business model with set schedules for the drivers.&nbsp; The cost of doing business could become equivalent to taking a regular Taxi at which point their competition could drastically increase.&nbsp; A $20 Uber or Lyft ride could turn into $30 or $40 ride very easily, which previously gave them a competitive advantage over Taxi’s.</p>
<p>It is doubtful that Uber or Lyft will prevail on this issue and if they want to continue doing business in California, they will need to find another way around these employment laws or the California legislature will need to create a loophole for these special circumstances.&nbsp; People’s jobs could be at risk and the number of intoxicated drivers on the road could also increase if the cost of ride sharing makes it unaffordable for the general public.&nbsp; In the end, they are facing an uphill battle.</p>
<p>If you have any questions about your own workers or employees, please contact the Law Offices of Michael C. Murphy today at 818-558-3718 or email us at <a href="ma&#105;&#108;&#116;&#x6f;&#x3a;&#x69;&#x6e;&#x66;o&#64;&#109;&#117;&#114;&#x70;&#x68;&#x6c;&#x61;&#x77;&#46;n&#101;&#116;">inf&#111;&#64;&#109;&#x75;&#x72;&#x70;&#x68;&#x6c;&#x61;w&#46;n&#101;&#116;</a>.</p>
<p>The post <a href="http://murphlaw.net/2020/08/24/will-uber-and-lyft-survive-in-california/">Will Uber and Lyft Survive in California?</a> appeared first on <a href="http://murphlaw.net">Michael C. Murphy | Attorneys at Law</a>.</p>
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		<title>Do&#8217;s and Don&#8217;t&#8217;s on Social Media Posting</title>
		<link>http://murphlaw.net/2020/08/13/dos-and-dont-on-social-media-posting/</link>
		
		<dc:creator><![CDATA[The Law Offices of Michael C. Murphy]]></dc:creator>
		<pubDate>Fri, 14 Aug 2020 00:28:44 +0000</pubDate>
				<category><![CDATA[2020]]></category>
		<guid isPermaLink="false">https://murphlaw.net/?p=3871</guid>

					<description><![CDATA[<p>1. Don’t Post About Your Case on Social Media One of the worst mistakes you can do when you are in a lawsuit is to post about the suit on social media. If any of your accounts are open to public view, all of your comments and posts about your case can be used against you at trial. They are considered “admissions” by you and even if you are just joking or writing something just for entertainment or a reaction online, it can come back to haunt you later. The golden rule in this situation is to simply not post...</p>
<p>The post <a href="http://murphlaw.net/2020/08/13/dos-and-dont-on-social-media-posting/">Do&#8217;s and Don&#8217;t&#8217;s on Social Media Posting</a> appeared first on <a href="http://murphlaw.net">Michael C. Murphy | Attorneys at Law</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>1. <span style="text-decoration: underline;">Don’t Post About Your Case on Social Media</span></p>
<p>One of the worst mistakes you can do when you are in a lawsuit is to post about the suit on social media. If any of your accounts are open to public view, all of your comments and posts about your case can be used against you at trial. They are considered “admissions” by you and even if you are just joking or writing something just for entertainment or a reaction online, it can come back to haunt you later. The golden rule in this situation is to simply not post about anything that could be remotely connected to your lawsuit or any of the people involved in your lawsuit.<span id="more-3871"></span></p>
<p>2. <span style="text-decoration: underline;">Lawyers are Allowed to Explore Your Social Media Profile if it is Open to the Public</span></p>
<p>The opposing lawyers are not allowed to explore your social media profiles if they are private and locked away from public view. The opposing lawyers are also not allowed to add you on social media in an attempt to see your private information. However, lawyers are permitted to explore your social media profile as long as it is open to public view. You do not have an expectation of privacy when you share information for the entire public to see. Make sure to always lock your social mediate profiles and make sure they are on the “private” setting to protect yourself.</p>
<p>3. <span style="text-decoration: underline;">Watch Out for People Who are Already Friends with You on Social Media</span></p>
<p>You need to always watch out to see if anyone involved in your lawsuit is already friends with you on social media. If the other side is connected to your social media accounts and you begin posting about them or the case, there is a high probability they will find out and all of your posts can be used against you at trial.</p>
<p>Be especially careful with witnesses. For example, say you are driving your car and you accidentally hit another car while you are texting and you don’t tell the police or anyone you were texting or looking at your phone at the time of the accident. You are sued and you say that the other driver recklessly slammed on their brakes causing an inevitable accident. Unbeknownst to you, one of your social media friends witnessed the accident on the street but did not tell you they saw the accident. Then you go on social media and write a post warning your friends and family to never text and drive as you almost killed someone while you were texting and driving the other day. That social media friend that saw the accident might see your post and then contact the driver suing you and send them a screenshot of your post. If the jury saw that, you would have virtually no chance of winning at trial and you would leave your lawyer helpless.</p>
<p>This is just one of many examples of why you should never post on social media about anything connected to your case. Rule of thumb is only post things on social media that you would be fine with the entire world seeing.</p>
<p>4. <span style="text-decoration: underline;">Do Not Bad Mouth Anyone in the Case, the Lawyers, or the Judges</span></p>
<p>Lawsuits can be a very emotional experience and it can be very tempting for some people to express their feelings on social media. It is not uncommon for people to post that the person they are suing or being sued by is a crook or a liar or a cheat. If you post something negative about the opposing side in the case and the other lawyer sees it, your words can be used against you and your post can be shown to the jury. A lawyer will try to ruin your credibility and attack your character using your words against you. You could even be sued for defamation for trying to humiliate someone in a public forum.</p>
<p>Even worse, if you bad mouth the judge and they find out, it could permanently harm your case. Judges are people and are going to make mistakes. They may make rulings that harm your case. However, if you upset a judge continuously throughout your case, they will treat you horribly at trial. When a judge has a certain attitude toward one side of the case, the jury often pick up on those cues and tend to feel that side must have done something wrong. It is the lawyer’s job to protect you so please keep your thoughts about the judge to yourself, or at least until after your case is finished.</p>
<p>5. <span style="text-decoration: underline;">Photographs on Social Media Can Ruin Your Case</span></p>
<p>If you are being sued for assaulting someone and you have posted lots of selfies holding automatic weapons, those pictures are almost guaranteed to land in front of a jury. A lawyer will say that you have a propensity to be violent and therefore, they should find you guilty.</p>
<p>Be very mindful of what you post online. Less is more when it comes to photographs. We have had cases where people will post pictures of themselves getting high and doing drugs during work hours while suing their employer for loss of wages during the same time period as those work days where they were partying (claiming they were working). Your entire case and all your credibility can go out the window if you are not very careful about what photographs you post online.</p>
<p>The post <a href="http://murphlaw.net/2020/08/13/dos-and-dont-on-social-media-posting/">Do&#8217;s and Don&#8217;t&#8217;s on Social Media Posting</a> appeared first on <a href="http://murphlaw.net">Michael C. Murphy | Attorneys at Law</a>.</p>
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		<title>10 Tips On What To Do When You’ve Been Injured In A Car Accident</title>
		<link>http://murphlaw.net/2020/07/14/10-tips-on-what-to-do-when-youve-been-injured-in-a-car-accident/</link>
		
		<dc:creator><![CDATA[The Law Offices of Michael C. Murphy]]></dc:creator>
		<pubDate>Wed, 15 Jul 2020 00:12:59 +0000</pubDate>
				<category><![CDATA[2020]]></category>
		<guid isPermaLink="false">https://murphlaw.net/?p=3831</guid>

					<description><![CDATA[<p>Seek Medical Care The first thing you should do if you are in a car accident in California is seek medical care.&#160; It is often that victims in a car accident do not realize that they are seriously injured because of shock.&#160; A car accident or motorcycle accident can be a traumatizing event that people will remember all the years of their lives so it is important that you go to the hospital whether you can afford it or not. Many injuries often develop long after an accident too, such as back pain, arthritis, permanent scars, inability to run, walk,...</p>
<p>The post <a href="http://murphlaw.net/2020/07/14/10-tips-on-what-to-do-when-youve-been-injured-in-a-car-accident/">10 Tips On What To Do When You’ve Been Injured In A Car Accident</a> appeared first on <a href="http://murphlaw.net">Michael C. Murphy | Attorneys at Law</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p><strong>Seek Medical Care</strong></p>
<p>The first thing you should do if you are in a car accident in California is seek medical care.&nbsp; It is often that victims in a car accident do not realize that they are seriously injured because of shock.&nbsp; A car accident or motorcycle accident can be a traumatizing event that people will remember all the years of their lives so it is important that you go to the hospital whether you can afford it or not.</p>
<p>Many injuries often develop long after an accident too, such as back pain, arthritis, permanent scars, inability to run, walk, stretch, bend over, or engage in athletics at the same stamina and strength, etc. &nbsp;Make sure you seek medical attention right away so that a doctor may examine you and offer you the best treatment possible.</p>
<p><b>If Possible, Call the Police</b></p>
<p>Some people wonder if they should call the police or not after an accident.&nbsp; You should call the police.&nbsp; If you are unable to call the police yourself, have a loved one or a friend call for you.</p>
<p>The purpose of the police is that they act as the first investigator.&nbsp; They will collect the other drivers’ vehicle information, their contact information, they will interview witnesses at the scene, and they will ask each side their version of what happened.&nbsp; All of this information will go into a police report, which can become very useful later.</p>
<p>If the car accident is a close call between who is more at fault or not, witnesses who observed the accident become crucial to proving your case before a jury.&nbsp; If a witness disputes the other side’s story and there is no other physical evidence to rely on (such as video surveillance, iPhone videos, or other images capturing the accident), that witness becomes the most important factor in being able to win your case.</p>
<p>The police also form their own opinions in their police reports.&nbsp; If the police conclude that you were not at fault and the other driver is at fault, this can be used as evidence in your case.&nbsp; If the police issue a citation to the other driver, this is especially good for your case as it can be used to show the other driver was negligent or reckless.</p>
<p><b>Take Lots of Pictures and Videos</b></p>
<p>You or someone you trust need to take lots of pictures and videos.&nbsp; This step is the most important step of all.&nbsp; You will need to photograph and/or video all of the damage to your vehicle and your personal belongings that were damaged.&nbsp; Many people forget about their personal belongings that were damaged.&nbsp; The more pictures or videos you have of all the damage, the better.</p>
<p>If you received physical injuries in the accident, it is crucial that you take tons of photographs and videos of you being taken to the hospital, being treated in the emergency room, and the aftermath of your injuries after you get home from the hospital.&nbsp; You should take photographs and videos even as your injuries improve.&nbsp; These photographs and videos become absolutely necessary to show the jury the seriousness of your injuries and show a jury why they should award you money.&nbsp; Carefully take photographs and videos of each injury.</p>
<p><b>Make Sure You or Someone You’re With Gets the Driver’s Insurance Information</b></p>
<p>California requires that everyone that operates a motor vehicle have insurance.&nbsp; It is crucial that you take a photograph of the other driver’s insurance card or write down the insurance information.</p>
<p>Assuming the other driver is insured, their insurance policy will usually be the maximum amount of money that you will be able to recover from the other driver.&nbsp; Most people do not have tons of money in their bank account to fully compensate you for your injuries.&nbsp; The insurance policy will show you the limits of what is recoverable at trial.</p>
<p>For example, if you have $50,000 in medical bills and the driver’s insurance policy is $300,000, our Burbank car accident lawyers could potentially recover that full $300,000 to pay for all of your injuries and give you additional money for your pain and suffering.&nbsp; If the insurance policy is only $15,000 and the driver has no other money, you could be limited to only $15,000 in that recovery.</p>
<p><b>Do Not Talk to the Other Driver’s Insurance Agents about the Accident</b></p>
<p>After you have collected the other driver’s insurance information and you are back at home from either the accident or the hospital, you need to contact the Law Offices of Michael C. Murphy immediately.&nbsp; You can never trust an insurance agent about your accident.</p>
<p>What will happen is that the other driver’s insurance company will try to contact you over the phone and try to get your statement.&nbsp; They will record the conversation over the phone and try to get you to trick you into admitting that you were at fault.&nbsp; Any statements that you give to an insurance agent will try to be used against you at trial.&nbsp; Lawyers will later try to twist your words and do everything in their power to destroy your case.</p>
<p>It cannot be stated enough, do <u>not</u> talk to any insurance agents or insurance companies.&nbsp; Ignore their letters.&nbsp; Our Westlake Village car accident lawyers will handle everything for you.&nbsp; Once we contact the insurance company and tell them we are representing you, they are not allowed to contact you ever again without your personal injury lawyer.</p>
<p><b>Be Careful About What You Say to Emergency Personnel and Hospital Staff</b></p>
<p>If you are conscious after an accident and you need emergency help, it is very important that you be careful about what you tell firefighters, paramedics, doctors, nurses, and hospital staff.&nbsp; If you tell emergency workers or hospital personnel that you were at fault and you made a big mistake, your case could be ruined.&nbsp; If those statements are written down in your hospital records, they will be used against you at a trial.</p>
<p>It is also very important that you be honest about your injuries to doctors, nurses, and hospital staff.&nbsp; This is not the time to act like a tough person or hold back your pain.&nbsp; If you are truly in pain but tell the doctor you are fine, lawyers will try to use that against you later.&nbsp; You should be completely honest with hospital workers.</p>
<p><b>Ask the Hospital Where You Were Treated to Send You All of Your Medical and Billing Records</b></p>
<p>Once you have retained the Law Offices of Michael C. Murphy to represent you in your California motorcycle accident case, you will need to get all of your medical and billing records.&nbsp; This information will be needed whether you negotiate a settlement before suing or after your personal injury attorney Ventura County has filed suit.&nbsp; The faster you can get us your medical and billing records, the sooner we can begin negotiations on your behalf.</p>
<p><b>If You Have to Miss Work, You can Recover Your Lost Income</b></p>
<p>One category of damages that you may be able to recover is loss of income.&nbsp; If you have to miss work to do surgery, attend medical appointments, or simply rest at home, there is a good chance our car accident attorney can recover the money you would have earned if you had gone to work.</p>
<p>If your injuries are serious enough where it impacts your trade or skill on a permanent level, you may be able to recover future loss of earnings and loss of earning capacity.&nbsp; This means that our personal injury lawyer can ask a jury to award you money based on what you would have made in the future, especially if you can never work again.&nbsp; Our car accident attorneys with the Law Offices of Michael C. Murphy will do everything in their power to recoup the maximum amount of money that you deserve.</p>
<p><b>If Your Clothes or Personal Belongings Were Damaged, You Can Recover Compensation to Replace Them</b></p>
<p>Many drivers do not purchase insurance to cover their personal belongings.&nbsp; Even if your own insurance will not pay you for damage to personal belongings, our personal injury lawyers can ask that the other driver’s insurance reimburse you for the damage to your belongings.&nbsp; If you had clothing, furniture, a motorcycle helmet, jewelry, etc., that were damaged in the accident, we can ask for money to replace them.</p>
<p><b>Call the Law Offices of Michael C. Murphy</b></p>
<p>Whether you need a Los Angeles car accident lawyer or Ventura County car accident lawyer, we can help you.&nbsp; Our personal injury attorneys here at the Law Offices of Michael C. Murphy will know how to navigate through your case and work tirelessly to obtain the best possible recovery for you.&nbsp; We will work as a team and the better the outcome for you, the better the outcome for all.</p>
<p>Our California personal injury lawyers will meet with you and give you the time and attention that you deserve.&nbsp; If you are unable to meet with us because of your injury, we will make arrangements to accommodate you by either coming to your home or scheduling a video chat with Zoom.&nbsp; Contact the Law Offices of Michael C. Murphy today to receive a free phone consultation.</p>
<p>The post <a href="http://murphlaw.net/2020/07/14/10-tips-on-what-to-do-when-youve-been-injured-in-a-car-accident/">10 Tips On What To Do When You’ve Been Injured In A Car Accident</a> appeared first on <a href="http://murphlaw.net">Michael C. Murphy | Attorneys at Law</a>.</p>
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