Uninsured and Underinsurance Motorist Coverage

Posted by The Law Offices of Michael C. Murphy

in 2021

Unfortunately, it is not uncommon to be involved in an auto accident where the other driver has either no insurance coverage or insurance coverage that is so low that you will not be properly compensated. The State of California only requires that drivers have $15,000 in policy limits for bodily injuries and property damage. The policy limits determine how much money the insurance company has to pay you. So what do people do if they are involved in a serious accident and the other driver has either no coverage at all or only has the bare minimum $15,000 in coverage? Well,...

16 September

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Why Wills and Trusts Are Important

Posted by The Law Offices of Michael C. Murphy

in 2021

If you own real estate in California, you need to have an attorney prepare a will and trust for you. The following are answers to some basic questions we often receive from our clients. What is a Will and Trust A will and trust are legal documents that provide a written declaration as to how you want your assets distributed after you pass away. We always prepare trusts for our clients as they can provide tax advantages and can be utilized as a tool to avoid death taxes and inheritance taxes later. When you prepare a trust, you appoint a trustee. While...